Have you ever bought a giant package of something “because it was convenient” and ended up letting it expire in your pantry? Or worse: did you avoid buying in bulk thinking it wasn’t worth it, when in reality you could have saved thousands of pesos? For these types of situations, a savings template can help […]
If you have ever wondered “where does your money go,” then the 50/30/20 rule may be the simplest way to organize your personal finances and start saving without complications. Summary: The 50-30-20 rule suggests dividing your income into 50% for needs, 30% for wants, and 20% for savings in order to maintain a sustainable financial […]
(The practical guide I wish I had read before getting into personal finance).If you’re just starting out in this world, learning how to categorize expenses can make all the difference. There’s something that happens to all of us: we open our bank statement, see 60 transactions, and feel like our money has “evaporated.” The reality […]
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