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Savings Template: The Formula to Determine Whether Buying in Bulk is Right for You

Budgets and expense control
Financial Education
Financial habits
Practical Guides

Have you ever bought a giant package of something “because it was convenient” and ended up letting it expire in your pantry? Or worse: did you avoid buying in bulk thinking it wasn’t worth it, when in reality you could have saved thousands of pesos? For these types of situations, a savings template can help […]

How to categorize expenses using the MCPB method

Budgets and expense control
Financial Education
Financial habits
Personal Finance
Practical Guides

(The practical guide I wish I had read before getting into personal finance).If you’re just starting out in this world, learning how to categorize expenses can make all the difference. There’s something that happens to all of us: we open our bank statement, see 60 transactions, and feel like our money has “evaporated.” The reality […]

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